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Cost-of-Living:  Above the National Average

 

California Retirement Communities

 

Oceana

550 Vista Bella

Oceanside, California   92057

Retirees Enjoy Affordable (Relatively) Retirement Living in Established 55+ Community in Sunny Southern California 

 
Oceana is a group of senior communities situated in the coastal city of Oceanside, located between San Diego and Los Angeles and just to the south of Camp Pendleton, the primary Marine Corps base on the west coast.   This is an established, 55+ planned development that dates from the 1960s, 1970s and 1980s and has 2,000 detached single family homes, duplexes, fourplexes and a condo building with a wide selection of floor plans (25) and prices.  It is also one of the few affordable retirement communities in southern California.

 

 

Comprised of twelve separate neighborhoods, each with an HOA, clubhouse and a pool, virtually all Oceana homes are ground-level and single story with white exteriors, flat roofs and exterior entrances.   Some residences have carports; others have attached garages.   The smallest homes, the fourplexes, have from 650 to 950 sq. ft. and are priced from the high $100,000s to the mid-$200,000s.   The duplexes have approximately 1,000 sq. ft. and are priced from the mid-$200,000s.  The single family homes have between 1,300 and 1,500 sq. ft., two bedrooms, two baths, a 2-car garage and are priced from the $300,000s.  Visit www.oceanaseniors.org for more information (largest neighborhood's HOA site).  Oceana also has furnished and unfurnished rentals available from roughly $1,200 a month.

To some, the community may feel a little dated, but to others it may invoke memories of southern California's heyday and feel very welcoming.  It is a well manicured place with lots of green spaces, and most homes have a view of the surrounding valley, mountains or the ocean, which is about 10 minutes away.   HOA fees and association responsibilities, including roof replacement, vary from neighborhood to neighborhood but are generally $200 to $300 per month and include access to amenities, cable TV, insurance, common area maintenance, trash pick-up, sewer, in some cases, water.   Residents of the largest and oldest neighborhood, original Oceana, also receive a 25% discount on the Emerald Isle Golf Course adjacent to Oceana.   Annual real estate taxes are estimated to be 1.25% of the purchase price.

Oceanside (population 175,000) is the third largest city in San Diego County and has a crime rate below the national average.  It appears in the background of the Tom Cruise movie Top Gun, and in 2005, the Wall Street Journal named it as the top vacation home market in the country.  The climate is listed by the U.S. Climatological Service as the mildest in the United States, and the city has been listed by the American Medical Association as one of the healthiest place to live.   Public transportation, shopping, churches, restaurants are all nearby.


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