Clean and nicely landscaped, Riverwind has cul de sacs, quiet streets and a tranquil quality. No phone lines or electricity lines are above ground. Older homes are either manufactured homes, which have a steel chassis underneath, or are "off frame modular" homes, which do not have a steel frame underneath and are permanently attached to the ground. All look site-built. Some residences have skylights and a fireplace. The new homes actually are site-built.

Most homes have three bedrooms and two baths. Nearly all exteriors boast a small front porch, an attached garage and a concrete driveway. Most roofs are fiberglass shingles. Older homes feature mature landscaping.

Prices for existing homes start in the mid-$200,000s. The monthly HOA fee is about $100 to $600 per month, depending on home age, and owners own their own lot. Please verify these prices with a Realtor as they are bound to change.

The development does not have an overwhelming number of amenities, but it does have two clubhouses, a swimming pool and recreational facilities. RV parking is available, and pets are welcome. Golf carts are a popular form of transportation around community lanes.

Riverwind is also close to Etowah Valley Golf Club, which has three nine-hole public courses and has been rated by Golf Digest as one of the Top 50 Golf Destinations.

Etowah, the nearest population center, is not an incorporated town (so some Realtor sites have Riverwind homes with a nearby Hendersonville address), but it is a nice little community and got its name from the Native American word for a river in Georgia. There is no traditional town center so most merchants are along or near the main throughfare.

Pardee Hospital, seven miles away in Hendersonville, is accredited by the Joint Commission.

Summer temperatures are in the 80s and 90s, and winter temperatures are in the 30s and 40s. On average, the area receives 55 inches of rain and nine inches of snow each year. The elevation is 2,160 feet above sea level.

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North Carolina:

Sir Walter Raleigh sent English colonists to North Carolina in 1585 and 1587 to settle Roanoke Island. Permanent settlements were established in 1653, and early conflicts included pirate raids, the Quaker-led Cary Rebellion and the Tuscarora Indian War.

North Carolina didn't see much fighting during the American Revolution, but many residents went out of state to fight. A lot of locals were pro-Union and anti-slavery, but the state joined the Confederacy during the Civil War.

The state is the nation's largest tobacco producer, furniture maker and brick and textile manufacturer. Papermaking, chemicals, and metalworking are important to the state economy, too. Most lithium and mica come from here.

Tourists spend more than $1 billion in North Carolina annually. Sporting options include skiing, golfing and fishing. Major attractions include the Great Smoky Mountains, Cape Hatteras, the Blue Ridge National Parkway, the Wright Brothers memorial, Carl Sandburg's home, and an Old Salem re-creation in Winston-Salem. North Carolina's climate is warm and tropical most of the time, but it can be subject to fierce storms part of the

Newer Communities vs. Older Communities

Retirement communities come in a variety of shapes and sizes. These days new communities have a lot of bells and whistles, often including a large clubhouse with a state of the art fitness center, a resort-style swimming pool, an 18 hole championship golf course (or two or three), concierge services, transportation services, a rental program and much more. Something to keep in mind with newer communities is how the development will look when it is completely built out. And who will the residents be? Older communities often cannot match the amenities of newer ones, but they make up for that by having an established group of residents. You have a better idea what you are getting when you buy into an older development.

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