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retirement communities retire

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"It will be our faces you see, not our backs." ~Volodymyr Zelensky

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Today's Community Review

Solera at Stallion Mountain, Las Vegas, Nevada

Las Vegas is in southern Nevada and is the location of Solera at Stallion Mountain, a handsome 55+ neighborhood within a larger country club development. Mediterranean-style single level homes are for sale, and amenities include a nice clubhouse, a swimming pool, a spa, tennis courts and an adjacent golf course.

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Previous Community Reviews

Plantation Bay, Ormond Beach, Florida

Ormond Beach is on the northeastern Florida coast and is the location of Plantation Bay, a sprawling community with single family homes, town homes, condominiums, three golf courses, four clubhouses and grounds dotted with palms, ponds and parks. Many residents are baby boomers.

Orchards of Habersham Grove, Cumming, Georgia

About an hour outside of Atlanta and close to sparkling Lake Lanier in northern Georgia, Cumming is the site of Orchards of Habersham Grove, a cozy 55+ community with attractive duplexes and condominiums. Amenities include a compact clubhouse, a swimming pool, planned events and more.

Sunland Springs Village, Mesa, Arizona

Outside of Phoenix in sunny southern Arizona, Mesa is the setting for Sunland Springs Village, a large 55+ community with single family homes, town homes, condos, 27 holes of golf, a recreation center, a pet park, RV storage and more.

Darling Mesa Home for Sale for $109,000

This home boasts designer touches throughout and comes beautifully furnished.

Lakepark at Tradition, Port St. Lucie, Florida

Port St. Lucie is on the southeastern Florida coast and is the location of LakePark at Tradition, a stylish 55+ neighborhood within a larger development. Colorful single family homes and town homes are for sale, and amenities include a clubhouse, a resort-style pool, a yoga studio, a dog park, lakes, trails and more.

Gainsborough, Eugene, Oregon

Eugene, leafy and green, is in west central Oregon and is the location of Gainsborough, a cozy, gated 55+ manufactured home community with a creek, waterfalls, a clubhouse and friendly neighbors.

Mizner Falls, Boynton Beach, Florida

Boynton Beach is on the southeastern Florida coast and is the setting for Mizner Falls, a beautiful 55+ community with Tuscan-style single family homes, canals, ponds, a clubhouse, a swimming pool, tennis courts and more. Oceanfront beaches are seven miles away.

River Island, Evans, Georgia

Evans sits in eastern Georgia, not far from Augusta, and is the site of beautiful River Island, a soothing riverfront community with single family homes, town homes, a boardwalk, a communal boat dock, walking trails and a waterfront lodge and pool house.

Cascades at Estero, Estero, Florida

Along the southwestern Florida coast, Estero is the site of Cascades at Estero, a nicely manicured 55+ community with Mediterranean-style single family homes, a clubhouse, swimming pools, tennis courts, a spa, walking paths and more.

Robson Ranch, Denton, Texas

Outside of Dallas/Fort Worth, Denton is the site of Robson Ranch, a large 55+ community with single family homes, attached homes, a sports club, a neighborhood garden, a golf course, a dog park and more.

Fairfield Glade, Fairfield Glade, Tennessee

In rolling east central Tennessee, Fairfield Glade is a resort and retirement community with five golf courses, 11 lakes, two marinas, tennis courts, beaches, riding stables and a wide range of home styles and prices.

Bay Island, South Pasadena, Florida

On Florida's Gulf Coast, South Pasadena is the site of Bay Island, a casual, settled 55+ waterfront community with condominiums, a marina, swimming pools, a fishing dock, tennis courts and pretty water views.

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Communities by State

Alabama   Arizona   California   Colorado   Delaware   Florida   Georgia   Nevada   North Carolina   Oregon   South Carolina   Tennessee   Texas   Virginia   Washington  

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Age Restricted Communities 101

The kids have moved out. They have launched themselves into a career, parenthood, home ownership. You decide it's time to downsize. But how? Into where? You're still healthy, active. You're not ready for a continuing care community. The decision can be daunting.

A 55-plus or active-adult community is one option. The only legal exception to non-discriminatory fair housing laws, an age restricted community is run by a homeowners association that offers some exterior maintenance and amenities to its members. Amenities could include a private golf course, sizable clubhouse, 24/7 security, or transportation to and from local hospitals or shopping malls. Housing in such a community can range from modest condominiums to attached homes to luxury estates.

How will you decide? Are you ready for the time it might take? Demand for homes in active-adult communities is on the rise. You'll be competing against other baby boomers, maybe even some Gen-Xers. Start your research a few years before your retirement date. Find a real estate agent that specializes in master-planned communities or senior home purchases. The National Association of Realtors does offer training and certification for senior specialists.

Look at the location. Does it have the right weather? Is it close enough to family? Is downtown too far away or not far away enough? Will you have acclimate? What are local taxes like? Check out the neighbors. Are these the people you want to age with? Make sure you know what services might be available for you as you age. Is your 55-plus community near a hospital, a grocery store, a bank, a pharmacy? Can they get you to the hospital and grocery store once you decide you no longer want to drive? Maybe the community offers grocery delivery? Are there senior fitness classes, personal trainers?

Be sure you understand what amenities you are paying for. Some communities require that you buy an equity membership or hide the cost of that lap pool and golf course in high HOA fees. Inspect your prospective community's activity calendar. Does it have the right mix of leisure and lecture? Are there too many card tournaments and not enough day trips? Do you hate golf, need 39 shuffleboard courts? Is there an activities director?

Understand your prospective HOA. How long is the list of restrictions? Do the board politics give you pause? Will they force you through a long approval process? Will they ask you for bank records and references?

Investigate the community's financials. Are they solvent? How well did they weather the crisis when the housing bubble burst in 2008? And what about the builder? How long have they worked for seniors? Do they understand aging in place? Do they understand the need for zero step entries, wider hallways? Or have they just gotten into the game? Del Webb is credited with inventing the age-restricted community. Keep your eye on what they're building. Other companies to watch are Lennar, Shea, and Taylor Morrison.

Remember, you're not just buying a new house. You're buying a new way of life.

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