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Spruce Creek South

9880 SE 176th St., Summerfield, Florida 34491

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Gated and Established, the Low Key 55+ Community of Spruce Creek South in Northern Florida Has Single Story, Single Family Homes, a Golf Course, a Clubhouse, an Activities Director and More

Summerfield is an unincorporated town in north central Florida, about 60 miles northwest of Orlando and just north of retirement favorite The Villages. It is also the site of Spruce Creek South, an established, gated 55+ development with nearly 1,700 single story, single family homes. It is not to be confused with the larger, more expensive Spruce Creek Golf and Country Club to the north.

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Spruce Creek South was built over six years, from 1989 to 1995. Streets run parallel to one another, with homes in tidy rows on large lots about a quarter acre in size. This layout, combined with the many trees, gives the community somewhat of a pastoral quality. Construction is primarily wood framing and vinyl (properties look like manufactured homes but are not). Living space sizes range from 825 square feet to nearly 1,700 square feet with two to three bedrooms and one to two baths. All residences have an attached one or two car garage that faces the street. Part of the community is on the Ocala sewer system, and part of it is on a septic system.

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Prices start below $100,000. The HOA fee is $138 per month. Please verify these prices with a Realtor as they may change.

Spruce Creek South is not a high-end community, but it has a friendly reputation. Its most recognized amenity is its 18 hole golf course, which winds its way throughout the development, giving many homes a view of green spaces and little white balls flying through the air. The golf course restaurant is named Bogies, perhaps after the Hollywood legend but probably after the golf scoring term. Most Spruce Creek South households own a golf cart, as these little machines are a favorite way of getting around the community and even to neighborhood shops and other retailers.

The community also has a clubhouse, with 25,000 square feet of space that houses a ballroom, a library, a fitness center, a billiards room, card rooms and more. Outside, tennis courts, a heated swimming pool and volleyball courts await. An activities director is on hand to ensure that there is always something to do. Residents enjoy more than 30 clubs and groups. For road warriors, Spruce Creek South has RV storage.

Summerfield does not have a hospital, but The Villages Regional Hospital is just six miles away. It is accredited by the Joint Commission.

The climate is typical of Florida. Summer temperatures reach into the 90s, and winter temperatures are in the 50s and 60s. The area receives 50 inches of rain per year, on average.

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Visit www.teamwyn.com for more information.

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Florida:

Sticking out into Hurricane Alley, Florida was a land no nation seemed to want. Ruled successively by Spain, France, England, and the Confederate States of America, the state had a backwater reputation. Other than St. Augustine and Pensacola, there were few cities. The area was rural and populated by frontier farmers.

In the late-1800s, changes came when railroads began chugging down both coasts. Industrialist Henry Flagler's Florida Easy Coast Railway even made it all the way to Key West. The Great Florida Land Boom, the build-up to World War II, and the space industry also helped turn Florida into one of the nation's most populous states. In 1900, there were about 500,000 residents. Today, there are more than 20 million, almost 351 people per square mile.

Why do people keep coming? Tourism marketing is one reason. Annually, millions visit Orlando's theme parks and the state's 663 miles of white sand beaches. Taxes generated by the billion dollar vacation industry allow Florida to prosper without a personal income tax. Budget-sensitive retirees have flocked to its cities and shorelines.

If you can ignore the hurricanes, the state's climate is relatively mild. Only five other states are sunnier. Florida's system of state universities and community colleges is sizable, and its big cities are meccas for culture and the arts. Sarasota is a good example. Its Ringling Museum Complex contains internationally known art museum, a circus museum, an historic theater, and a 66-acre garden. Museums near Orlando range from a Zora Neale Hurston gallery to a Madame Tussauds.

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Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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