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"A genius is one who shoots at something no one else can see - and hits it." ~Author Unknown

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Today's Community Review:

April 8, 2021

Hazelwood Villas, Kansas City, Kansas

Kansas City is on the eastern edge of Kansas and is the site of Hazelwood Villas, a pleasant 55+ community with single family homes, attached homes, a small clubhouse, neighborhood get-togethers, a pastoral quality and more.

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Previous Daily Reviews (More Below):

Riverlights, Wilmington, North Carolina

Wilmington is on the southern North Carolina coast and is the setting for Riverlights, a lovely waterfront community with a 55+ single family home neighborhood. Amenities include an amenity center, a boardwalk, shops, restaurants, a lake, nature trails and more.

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Best Mortgage Lenders

Homeowners approaching retirement often have enough equity to sell their current home and buy a less expensive one outright. Some people, though, want to keep the cash from their home sale and finance a new home, while others might need a small or short-term mortgage to cover the gap between their available cash and a home's purchase price. If you do need a mortgage, it is important to choose the right one. Here are three of the best lenders.

Better Mortgage - According to Nerd Wallet, this mortgage company charges no commission fees and has no application, underwriting or origination fees. They also close most loans within 21 days, two times faster than the national average.

Quicken Loans - This mortgage company has a five star rating in the 2019 J.D. Power U.S. Primary Mortgage Origination Satisfaction Study and an A+ rating with the BBB. Quicken Loans has processed more than two million mortgages.

Vylla Loan - This mortgage lender has multiple loan programs for people with less than steller credit and considers alternative credit data, such as bank statements and rent payments.

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Windsor Gardens, Denver, Colorado

Denver is at the base of the Rocky Mountains in northcentral Colorado and is the setting for Windsor Gardens, a settled, leafy 55+ condominium and town home community with nicely tended grounds, a large clubhouse, two swimming pools, walking paths, a golf course, an activities coordinator and more.

Crane Lakes, Port Orange, Florida

Coastal Port Orange is the site of Crane Lakes, a 55+ manufactured home community with lakes, a golf course, a fishing pier, a clubhouse, two swimming pools, a restaurant and more.

Tuscan Village, Lakeway, Texas

Outside of Austin in central Texas, Lakeway is the site of Tuscan Village, a stylish 55+ community with single family homes, town homes, a lovely clubhouse, a yacht club, a public library and more.

Casa Paloma, Green Valley, Arizona

Green Valley is south of Tucson in southern Arizona and is the location of Casa Paloma, an established, low key 55+ town home community with reasonably priced homes and an endless array of amenities.

Houston Springs, Perry, Georgia

Perry is in central Georgia and is the setting for Houston Springs, a tranquil 55+ community with single family homes, some town homes, an 18 hole golf course, a clubhouse, tennis courts and an outdoor swimming pool.

Riverwood Golf and Country Club, Port Charlotte, Florida

On the southwestern Florida coast, Port Charlotte is home to Rivewood Golf and Country Club, an amenity-rich community with tennis courts, an 18-hole golf course, a dog park, a private beach club, a junior Olympic-size pool, nature preserves and more.

Casta del Sol, Mission Viejo, California

Mission Viejo is between Los Angeles and San Diego in Southern California and is the site of Casta del Sol, a large, established 55+ community with a lake, a golf course, recreation centers, nicely manicured grounds, single family homes and attached homes.

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Communities by State

Alabama   Arizona   California   Colorado   Florida   Georgia   Nevada   North Carolina   Oregon   South Carolina   Tennessee   Texas   Virginia   Washington  

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How to Qualify for a Reverse Mortgage

All borrowers must be at least 62 years old. The older you are, the more funds you can receive from a reverse mortgage.

You must live in your home as your primary residence for the length of the reverse mortgage. You must own your home outright or have at least 50% equity.

You must meet with a HUD-approved reverse mortgage counselor prior to applying for a reverse mortgage to learn exactly how a reverse mortgage works and how much it costs (fees, etc.). The counseling session is to ensure that the borrow completely understands how a reverse mortgage works.

Single family homes, manufactured homes built after 1976, condominiums that are FHA-approved and town homes are all eligible for a reverse mortgage.

You must show the financial ability to meet your loan obligations, including paying property taxes, insurance and HOA fees if applicable. You must also maintain the home.

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