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"It was the kind of kiss that inspires stars to climb into the sky and light up the world." ~Tahereh Mafi

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Today's Community Review:

June 30, 2020

NatureWalk

Dallas, Georgia

Outside of Atlanta in northwestern Georgia, Dallas is the setting for NatureWalk at Seven Hills, an all ages community built for nature lovers. It also has an active adult neighborhood, a garden, walking pathways, a dog park, a wellness center and more.

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Previous Daily Reviews (More Below):

Creek View, Carlisle, Pennsylvania

In pastoral south central Pennsylvania, Carlisle is the site location of Creek View, a quiet, family-owned, 55+ manufactured home community. Amenities include a cozy clubhouse, a pond, walking trails, RV parking and more.

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Best Mortgage Lenders

Homeowners approaching retirement often have enough equity to sell their current home and buy a less expensive one outright. Some people, though, want to keep the cash from their home sale and finance a new home, while others might need a small or short-term mortgage to cover the gap between their available cash and a home's purchase price. If you do need a mortgage, it is important to choose the right one. Here are three of the best lenders.

Better Mortgage - According to Nerd Wallet, this mortgage company charges no commission fees and has no application, underwriting or origination fees. They also close most loans within 21 days, two times faster than the national average.

Quicken Loans - This mortgage company has a five star rating in the 2019 J.D. Power U.S. Primary Mortgage Origination Satisfaction Study and an A+ rating with the BBB. Quicken Loans has processed more than two million mortgages.

Vylla Loan - This mortgage lender has multiple loan programs for people with less than steller credit and considers alternative credit data, such as bank statements and rent payments.

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Ciega Boca Point, St. Petersburg, Florida

On Florida's Gulf Coast, St. Petersburg is the site of Ciega Boca Point, a gated 55+ waterfront community with pastel-colored single level town homes and condominiums. Nearly every property has a boat dock and/or water views, and amenities include a putting green, a heated swimming pool, tennis courts and a good selection of activities.

Sun City Apple Valley, Sun City, California

Apple Valley is in south central California and is the setting for Sun City Apple Valley, a large 55+ community with single family homes, two recreation centers, a golf course, swimming pools, an art studio, a crafts studio, an activities director and more.

Tellico Village, Loudon, Tennessee

In rolling East Tennessee, Loudon is the setting for Tellico Village, a wooded 55+ lakeside community single family homes, town homes and plenty of amenities, including three golf courses, a marina, a wellness center and more.

Ardiente, North Las Vegas, Nevada

North Las Vegas is in southern Nevada and the location of Ardiente, a gated 55+ community with single family homes, a beautiful clubhouse, a putting green, an activities director and more.

Heritage Bay, Naples, Florida

On the Florida Gulf Coast, balmy Naples is the site of Heritage Bay, a nice gated golf and tennis community popular with empty nesters and baby boomers. Amenities include 27 holes of golf, seven tennis courts, a large clubhouse, six swimming pools, an abundance of social activities and more. Homes come in many styles and prices.

Trilogy at Power Ranch, Gilbert, Arizona

Close to Phoenix in southern Arizona, Gilbert is the location of Trilogy at Power Ranch, a stylish 55+ neighborhood within a larger development. Single family homes are for sale, and amenities include a large clubhouse, an 18 hole golf course, swimming pools, tennis courts, an activities director and more.

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Communities by State

Alabama   Arizona   California   Colorado   Florida   Georgia   Nevada   North Carolina   Oregon   South Carolina   Tennessee   Texas   Virginia   Washington  

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How to Qualify for a Reverse Mortgage

All borrowers must be at least 62 years old. The older you are, the more funds you can receive from a reverse mortgage.

You must live in your home as your primary residence for the length of the reverse mortgage. You must own your home outright or have at least 50% equity.

You must meet with a HUD-approved reverse mortgage counselor prior to applying for a reverse mortgage to learn exactly how a reverse mortgage works and how much it costs (fees, etc.). The counseling session is to ensure that the borrow completely understands how a reverse mortgage works.

Single family homes, manufactured homes built after 1976, condominiums that are FHA-approved and town homes are all eligible for a reverse mortgage.

You must show the financial ability to meet your loan obligations, including paying property taxes, insurance and HOA fees if applicable. You must also maintain the home.

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