Homes come in 50+ different floor plans and have from 590 square feet to more that 2,259 square feet with one to two bedrooms and one to three baths. Some co-op units are on the second story. The vast majority of properties are condos and co-ops; single family homes are relatively few.

Condo prices start in the low-to mid-$100,000s. Co-ops start at around $60,000. Single family homes, when available, start in the $200,000s and $300,000s. Please verify these prices with a Realtor as they are bound to change.

There are differences between buying a condo and a co-op. Generally, condos are more expensive than co-ops. Condo ownership also gives the buyer a deed of ownership. The homeowner owns everything but the roof and exterior walls and can make renovations to the interior of the residence. He or she is also not responsible for any exterior maintenance.

With co-op ownership, the buyer is purchasing stock in a building and is given the right to live in it. Co-op owners cannot make any interior renovations, but the co-op mutual replaces appliances as needed and performs necessary maintenance. Co-op buyers must also interview with the co-op mutual before buying a property. They must pay cash and have guaranteed monthly income equal to at least three times the monthly maintenance fee.

Generally, HOA fees for a condo are less than for a co-op. At Rossmoor, monthly HOA fees for condos are in the $400s and $500s and for co-ops are in the $500s to $800s. Single family home HOA fees are not disclosed. All buyers pay a one-time application fee of approximately $2,950.

The fees pay for a gated entrance with 24-hour security, all common area maintenance, a shuttle bus to local shopping, an on-site nurse, water and sewer, trash pick up and basic cable. They also pay for all of the recreational ameniities.

Plenty of green spaces give Rossmoor a spacious feeling, and the 43 miles of streets, named after early American historical figures, are wide, meandering and lined with trees.

The development is financially stable and has a good selection of amenities, including a very nice 30,000 square foot clubhouse with a grand ballroom, tennis courts, a fitness center, a woodshop, a library, a ceramics studio and a swimming pool. Residents also enjoy the 72-par Rossmoor Golf Course (fees required to play), as well as more than 50 clubs and activity groups.

The Meeting House, which is actually the community church, looks like a traditional New England church, complete with a steeple, and is used by all three of Rossmoor's faith communities. The Rossmoor Interfaith Council, founded in 1968, works to promote mutual understanding and respect among the various faiths represented here.

Monroe Township does not have a hospital, but CentraState Healthcare System is nine miles away in Freehold and is accredited by the Joint Commission.

Summer temperatures are in the 80s and 90s, and winter temperatures are in the 20s, 30s and 40s. On average, the area receives 48 inches of rain and 22 inches of snow per year.

Visit www.rossmoorsales.com for more information.

New Jersey:

New Jersey is a peninsula, the fourth smallest state by area but the 11th largest by population. It is, in fact, the most densely populated state in the country. About 90% of its people live in an urban area.

In the early-1600s, the Dutch were the first Europeans to make land claims in New Jersey. The state was one of the Thirteen Colonies that revolted against British rule during the American Revolution.

In 1804, New Jersey was the last northern state to abolish slavery. In the 19th-century its factories helped drive the Industrial Revolution, and through WWI and WWII, the state was a center for war production, especially naval construction.

Today, New Jersey has more than 50 resort cities and towns, including Asbury Park, Wildwood, Seaside Heights, Cape May and Atlantic City.

Speaking of Atlantic City, its street names come from the board game Monopoly, and it has the longest boardwalk in the world.

The first baseball game was played in Hoboken, and the first drive-in movie theatre was in Camden.

55+ Communities

The concept of living in an active adult community started in the 1950s and 1960s. The first 55+ community was in Youngtown, Arizona and opened in 1954 (it removed its age restriction in 1999). Del Webb's Sun City, also in Arizona, opened in 1960 and is the longest-running 55+ community in the U.S. DelWebb is still building 55+ developments today.

Other builders, catching on to the baby boomer retirement wave, have also been building 55+ communities. Today the largest 55+ community is The Villages in central Florida. It has three zip codes, nearly 60,000 homes and sprawls across 200,000 acres.

People are drawn to these communities because most residents are of the same socioeconomic background. They share a common history and outlook. It is easy to make new friends and find a sense of community. And 55+ community amenities, particularly in newer developments, are especially appealing. They often rival resort amenities (and are usually what drive costs up). Aside from summer camp or an all-inclusive resort, where can you find golf courses, marinas, planned activities, fitness centers and much more, all for one price?

Communities by State

Alabama   Arizona   California   Colorado   Florida   Georgia   Nevada   North Carolina   Oregon   South Carolina   Tennessee   Texas   Virginia   Washington  

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