The development has a wide variety of established neighborhoods as well as extensive tracts of land for new expansion. Homes range from modest condominiums and town homes to palatial estates with multi-level wraparound porches, a dock, and views of the sound. Available sites for new building can be secluded, wooded, waterfront, golf front, or a combination. All new home plans must meet the community's architectural standards.

Prices begin in the low-$100,000s. The HOA fee are about $215 per month for single family homes and about $400 to $600 per month for condos and town homes. Please verify this with a Realtor as prices are bound to change.

Plantation amenities include a sizable, deep water marina, the waterfront clubhouse, tennis courts, a 25-meter pool, community gardens, a public pier, and the golf course. Homeowner fees help pay for access to everything except golf club initiation and membership.

Yoga, western line dancing, ballroom dancing, wood carving, paddling, sailing, crabbing, fishing, and aerobics are a few of the plantation's communal activities.

The area surrounding Albemarle Plantation has more than 100 miles of shoreline along the Albemarle Sound, which is America's second largest estuary. The Great Dismal Swamp and Swanquarter are two local wildlife refuges. Hertford holds traditional "pig picking" contests and a crafts festival on its courthouse lawn.

Nearby Elizabeth City has an active waterfront downtown. Its First Fridays help visitors discover galleries, community theater, live music, poetry readings, and the Arts of the Ablemarle Center.

Vidant Chowan Hospital is 11 miles away in Edenton. It is not accredited by the Joint Commission.

The area receives 48 inches of rain and 5 inches of snow, on average, each year.

Visit www.albemarleplantation.com for more information. Go to tinyurl.com/35622r2u for listings.

North Carolina:

Sir Walter Raleigh sent English colonists to North Carolina in 1585 and 1587 to settle Roanoke Island. Permanent settlements were established in 1653, and early conflicts included pirate raids, the Quaker-led Cary Rebellion and the Tuscarora Indian War.

North Carolina didn't see much fighting during the American Revolution, but many residents went out of state to fight. A lot of locals were pro-Union and anti-slavery, but the state joined the Confederacy during the Civil War.

The state is the nation's largest tobacco producer, furniture maker and brick and textile manufacturer. Papermaking, chemicals, and metalworking are important to the state economy, too. Most lithium and mica come from here.

Tourists spend more than $1 billion in North Carolina annually. Sporting options include skiing, golfing and fishing. Major attractions include the Great Smoky Mountains, Cape Hatteras, the Blue Ridge National Parkway, the Wright Brothers memorial, Carl Sandburg's home, and an Old Salem re-creation in Winston-Salem. North Carolina's climate is warm and tropical most of the time, but it can be subject to fierce storms part of the

Newer Communities vs. Older Communities

Retirement communities come in a variety of shapes and sizes. These days new communities have a lot of bells and whistles, often including a large clubhouse with a state of the art fitness center, a resort-style swimming pool, an 18 hole championship golf course (or two or three), concierge services, transportation services, a rental program and much more. Something to keep in mind with newer communities is how the development will look when it is completely built out. And who will the residents be? Older communities often cannot match the amenities of newer ones, but they make up for that by having an established group of residents. You have a better idea what you are getting when you buy into an older development.

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Communities by State

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